Savings accounts is one of the basic ways of savings especially during our initial years of employment wherein we have the desire to save , but do not know how much we will be able to save. With the need to optimally utilize the available time and also to use the technology to our advantage, we need to ideally start with a online savings account and it must be with one of the leading banks, just to ensure safety of our money. On seeing funds accumulating in your Savings Accounts you can start using other investment products from the bank like Liquid CD, Traditional CD and online CD. This will help you to get the benefit of higher interest rates of part of your savings and keep growing your investible surplus with safety. Wamu i.e, Washington Mutual inc. could be one such safe bank which is among the top players in almost all areas of banking. They are 6th largest in deposits, 1st in multi-family portfolio holding, 3rd in home equity loans . Happy savings for future.