Given the uncertain economic outlook that can run into the future as well, it makes logical sense for us to ensure adequate savings out of our current earnings for the future. By putting aside a small amount of money into long tenure investments like Provident Fund, Long term Equity investments, Gold, Life insurance policies, we will be able to ensure adequate financial coverage for any future uncertainty. The reality remains that we earn almost 80% of our life time earnings during twenty percentage of our working life span. So be smart and save early.